SAVINGS ACCOUNTS
SAVINGS RATES
CUENTAS CORRIENTES
CHECKING RATES
Cuentas de ahorros
En EECU, ofrecemos una amplia variedad de cuentas de ahorros de participaciones para darle verdadera flexibilidad a la hora de satisfacer sus necesidades de ahorro. Savings accounts are insured to at least $250,000 and backed by the National Credit Union Administration (NCUA) a federal agency of the United States Government. To see how share insurance limits are calculated, visit the NCUA's website at www.mycreditunion.gov/estimator.
Cuenta de ahorros
Our savings account gives you easy access to your funds, and offers the following features and benefits:
- $5 to open and maintain account ($10 for joint accounts)
- Dividends paid on balances of $250 or more
- Free ATM Card
- Free Switch Kit to help you move your accounts to EECU
Sub-Share (Savings) Account
Perfect for "emergency money," vacation cash, or any other funds you wish to keep in a separate account from your main savings. Money can be easily transferred to and from these accounts.
Cuenta de ahorros para menores
We encourage our young members to begin the habit of saving money early in life. Features and benefits include:
- $5 to open and maintain account
- Special 4Kids account for kids ages 0-12; Cash Crew account for youth ages 13-17
- Cash Crew accounts may have a regular Savings account or a Minor Savings account
- Dividends paid on balances over $0
Cuenta Holiday Wise Club
Saving for holiday shopping has never been easier. Make monthly deposits into this account throughout the year. Features and benefits include:
- $5 to open account; dividends paid on balances over $0
- No minimum balance required to maintain account
- Make deposits in person, or via ATM, phone, online, or automatic transfer
- Club savings are automatically transferred in November to your savings or checking account
- Account automatically renews each year
Cuenta Summer Planner
Our Summer Planner account is exclusively for school employees to set money aside for the months when they may not receive a paycheck and/or to save a little extra for the summer months.
Features and benefits include:
- $5 to open account; dividends paid on balances over $0
- Higher dividends than our regular savings account
- No minimum balance required to maintain account
- Make deposits in person, or via ATM, phone, online, or automatic transfer
- Summer Planner savings are automatically transferred at the beginning of July to your savings or checking account
- One early withdrawal allowed per annual term
- Account automatically renews each year
Tasas
| Desde | Hasta | APY* | Tasa de dividendos |
|---|---|---|---|
| $.00 | $249.99 | No se pagan dividendos en este rango | |
| $250.00 | $4,999.99 | .10% | .10% |
| $5,000.00 | $9,999.99 | .15% | .15% |
| $10,000.00 | En adelante | .20% | .20% |
* Annual Percentage Yields (APY) and dividend rates in effect April 1, 2026. Rates and terms are subject to change without notice. Los cargos pueden reducir los ingresos. Minor accounts earn the same APY as regular share savings accounts, but begin earning dividends on balances of less than $250.
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| Desde | Hasta | APY* | Tasa de dividendos |
|---|---|---|---|
| $0.00 | $12,000.00 | .30% | .30% |
* Annual Percentage Yield (APY) and dividend rate in effect April 1, 2026. Rates and terms are subject to change without notice. El saldo máximo de la cuenta es de $12,000. Cargo de $5 por cada retiro anticipado antes del cierre del año del club el 31 de octubre. Saldo transferido el 1 de noviembre a cuenta de ahorros o corriente. La cuenta se renueva automáticamente a menos que se cancele o se cambie. Los cargos pueden reducir los ingresos.
>
| Desde | Hasta | APY* | Tasa de dividendos |
|---|---|---|---|
| $0.00 | $12,000.00 | .30% | .30% |
* Annual Percentage Yield (APY) and dividend rate in effect April 1, 2026. Rates and terms are subject to change without notice. El saldo máximo de la cuenta es de $12,000. Se permite un retiro anticipado por cada plazo de cuenta antes del 1 de julio. Saldo transferido el 1 de julio a cuenta de ahorros o corriente. La cuenta se renueva automáticamente a menos que se cancele o se cambie.
Cuentas corrientes
Checking Routing & Transit Number - 321172594
Use the account features table below to choose the checking account that’s right for you.
Cuenta corriente
Our Checking account has no monthly maintenance fee and a full suite of services to help you manage your money. With our mobile app, you can transfer money, pay bills and more – anytime, anywhere. Overdraft protection, balance alerts and fraud alerts are just a few of the additional features that offer peace of mind for today’s busy consumer.
Cuenta corriente Right Start
Our Right Start Checking account helps you manage your spending and save money, without worrying about costly fees.
The account is simple, safe and functional with no monthly fee and no checks. An EECU Visa® Debit card is included with the account, so you can make purchases and enjoy convenient access to your money at surcharge-free CO-OP ATMs nationwide. And because overdraft protection isn’t available on the Right Start Checking account, transactions that exceed the amount in your account will be automatically declined, which ensures that you won’t spend more money than you have and you won’t incur expensive overdraft fees.
La cuenta corriente Right Start de EECU está certificada por Bank On a través de la organización nacional sin fines de lucro Fondo de Ciudades para el Empoderamiento Financiero, que trabaja para garantizar que todos tengan acceso a una cuenta bancaria segura, asequible y apta para operar.
Cuenta corriente Golden Owl
If you’re an EECU member age 55 or over, you’re eligible for our Golden Owl Checking account, which has the same features as our Checking account plus a special package of benefits:
- Free check printing
- Free bank-by-mail envelopes
- Free photocopies (up to five per week)
- Free notary service
- Golden Owl Visa (for approved members age 62 and over)
| Cuenta corriente | Cuenta corriente Right Start | Cuenta corriente Golden Owl | |
|---|---|---|---|
| Características de la cuenta | |||
| Depósito de apertura mínimo | $5.00 | $5.00 | $5.00 |
| Tarjeta de débito |  |
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| Sin cargo mensual | |
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| Depósito directo | |
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| Online Access Home Banking | |
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| Banca móvil | |
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| Mobile Check Deposit¹ | |
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| Saldo mínimo para obtener la APY | $500 |
$500 |
$500 |
| Acceso telefónico personal (PTA) | |
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| Sin requisito de saldo mínimo | |
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| Acceso a cajeros automáticos CO-OP en todo el país | |
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| Protección contra sobregiros | |
N/C | |
| Cheques | |
N/C | |
| Imágenes digitales gratuitas de cheques de EECU | N/C | N/C | |
| Sobres de banca por correo gratuitos | N/C | N/C | |
| Fotocopias gratuitas (hasta 5 por semana) | N/C | N/C | |
| Servicio de notary gratuito | N/C | N/C | |
¹El depósito de cheque móvil está sujeto a elegibilidad.
Tasas
| Desde | Hasta | APY* | Tasa de dividendos |
|---|---|---|---|
| $.00 | $499.99 | No se pagan dividendos en este rango | No se pagan dividendos en este rango |
| $500.00 | En adelante | .05% | .05% |
* Annual Percentage Yield (APY) and dividend rate in effect April 1, 2026. Rates and terms are subject to change without notice. Los cargos pueden reducir los ingresos.
