Now you can protect your vehicle investment with Guaranteed Asset Protection (GAP). GAP is not an insurance plan. Rather, it offers protection against financial loss if your vehicle is stolen or damaged beyond repair. GAP is available to individuals who have financed their vehicle(s) with a loan from EECU.

GAP waives the difference between your primary carrier insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. Included in this difference is your insurance deductible, which is limited to $1,000.**

Here's how GAP works. Let's say after one year, the vehicle you purchased for $25,000 is valued at just $16,000. You still owe $20,000 when it is stolen and never recovered or is involved in an accident in which it is damaged beyond repair. Most insurance policies will only reimburse you for the value of your vehicle, $16,000, leaving you to repay the remaining loan balance of $4,000. GAP provides for the waiver of that $4,000 for you, including your insurance policy deductible, up to $1,000.**

Plus, GAP Advantage provides you with an additional $1,000 toward the financing or leasing of a replacement vehicle when financed with EECU, and Auto Deductible Reimbursement benefit will pay up to $500.00 per loss (unlimited losses per year) should you have an insurance claim on your vehicle.

What's the cost for this valuable level of protection? Just $325.00 for eligible new and used autos and motorcycles. GAP is also available on RVs, boats, and travel trailers; the cost is determined by the balance of the loan. A small price to pay for real peace of mind.

GAP...For Affordable Peace Of Mind.

For more information on GAP Coverage, contact the Member Service Center at (559) 437-7700 or 1-800-538-EECU. Or e-mail your questions and we'll reply as soon as possible: [email protected].

Esta información es solo de carácter general. Consulte su certificado de exención real para conocer los términos, las condiciones, la cobertura, las limitaciones y las restricciones. GAP no sustituye ni elimina la necesidad de cobertura del seguro del vehículo.

La protección GAP es proporcionada por EECU. GAP no es una obligación de EECU ni está garantizada por EECU, aunque un empleado de EECU puede ayudarle con GAP y los fondos de préstamos de EECU pueden usarse para pagar GAP. Cualquier disputa relacionada con la exención de GAP debe resolverse entre el miembro de EECU y EECU y/o la aseguradora de la exención de GAP.

**Deductible waiver is available in most, but not all states. Please consult your financing representative for the availability of this benefit.